Ralph Angelo has always believed that a successful financial plan is the result of a trusting relationship between a client and an advisor. From the beginning, Ralph’s vision was of a relationship-based, full service financial planning practice. He spent several years as a sole practitioner with a focus on helping his clients through Estate Planning and Retirement Planning. As his practice grew, so did the complexities of the cases he was working on. It became clear very quickly that the best way to truly service his clients was to expand his knowledge to include the many layers necessary for comprehensive planning and wealth management. The overwhelming range of knowledge necessary concerned Ralph that he would become a generalist instead of a specialist.
Ralph’s vision as he developed APG was to put together a team of experts in all areas of financial planning. Many advisors must be “Jack of all trades, but master of none.” He wanted to have our clients receive high level advice in any area of concern. Over the years, he has assembled a team of experts in Estate Planning, Investment Management, Insurance Planning, and Qualified Plan Advisory.
In 2010, APG changed broker-dealers and teamed up with American Portfolios Financial Services. As an independent firm, the team has access to any investment product available and makes decisions on the best possible solution to a client’s case without any pressure to use proprietary products. APFS provides the Angelo Planning Group with access to an elite network of other firms across the country. This network allows APG to confer with other professionals on the best way to approach a client’s case or special needs. In addition, APFS provides increased technology options to the clients of APG. For example, clients can now see all their assets in one place, regardless of whether they are held at APG or not.